Being involved in any type of auto accident is an unsettling experience; however, this situation is even worse when the driver at fault is uninsured. Unfortunately, not every driver on Phoenix roads is properly insured. In fact, according a 2014 study from the Insurance Information Institute, one in eight drivers on the roads are uninsured. If you are involved in an accident with an uninsured motorist, follow these tips from the Phoenix auto accident lawyers at Skousen, Gulbrandsen & Patience, PLC.
Some drivers prefer to handle an auto accident without involving police, especially if the collision seemed minor. However, this approach can be a mistake. Always, always involve law enforcement in every collision. Their involvement brings impartial documentation of accident details and witness accounts to the case. If the driver leaves the scene of the accident, try to remember the vehicle make, model and license plate number. Today’s cell phone technology can greatly help you in a rushed situation, since images or video of the vehicle fleeing the scene can help with the investigation in tracking down the driver.
Since memories often get foggy even just hours after an accident, the next course of action is to reach out to a personal injury lawyer in your community. Documenting any last-minute details quickly following an accident can be of significant help anyone who is filing an injury claim. If you live in Phoenix, consider contacting a Phoenix or Scottsdale car accident lawyer at Skousen, Gulbrandsen & Patience, PLC .
Most auto insurance companies offer coverage for accidents involving an uninsured driver. Be sure to check your policy to see if you will have sufficient coverage for the most severe accidents. However, pay close attention to the parameters your insurance policy covers. Most policies are 100/300, meaning that up to $100,000 can be issued to each injured individual within the vehicle up to the cap of $300,000. Some insurance company policies will ONLY will cover the injured individuals within the vehicle that are on the policy, such as the driver, spouse and any dependents. This could prove troublesome if friends or other relatives are in the vehicle with you.
Can Your Scottsdale Car Accident Attorneys Help Me With My Auto Accident Injury Claim?
In order for us to be able to help you with your car accident injury claim against an uninsured motorist, you must have uninsured motorist coverage or, at the very least, liability coverage. If you meet this requirement, we can discuss details regarding the accident during your free initial consultation.
If your loved one was injured in any type of auto accident, please contact the Scottsdale car accident attorneys at Skousen, Gulbrandsen & Patience. Every initial consultation is 100 percent free, and we work on a contingency basis, which means that if you do not secure a recovery, you do not owe us any fees! Visit our website to learn more about our personal injury services.