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Top 5 Things to Avoid When Speaking with an Insurance Adjuster

insurance adjuster taking a photo of car accident damage

One of the first things we recommend after a car accident is that you avoid speaking with insurance adjusters as much as possible. However, there are some situations where car accident victims don’t hire legal representation in the immediate aftermath of their crash.

Unfortunately, you have to be cautious when dealing with insurance adjusters as they try to find any way to protect their profits. Before you go through the process, it’s vital to recognize the various ways to safeguard your rights and what to avoid when dealing with insurance adjusters.

Here are some of the most important things to avoid if you have to speak with an insurance adjuster:

  1. Don’t Be Willing to Provide a Recorded Statement
  2. Don’t Speak with Insurance Adjusters Alone
  3. Don’t Post Damaging Items On Social Media
  4. Don’t Give Conflicting Statements
  5. Don’t Believe Everything Insurance Adjusters Tell You

Call our firm today to discuss your rights: (480) 999-9181.

1. Don’t Be Willing to Provide a Recorded Statement

Recorded statements can be more harmful than helpful. They often give insurance companies a chance to build evidence against you to minimize or deny your claim. When they request a recorded statement, it’s in your best interests to direct them to speak with your lawyer to protect your rights.

2. Don’t Speak with Insurance Adjusters Alone

Insurance adjusters hope that you will do something that gives them a chance to deny your claim. They take advantage of the fact that you may not be aware of the laws concerning your case. If you don’t have legal counsel during the process, insurance adjusters use their tactics to try and take advantage of your rights.

3. Don’t Post Damaging Items On Social Media

Using social media doesn’t have to be completely restricted, but there are a few different types of posts you want to avoid. For instance, you shouldn’t do the following on social media:

  • Post photos of you doing activities when you are injured
  • Post statuses about doing things that contradict your claim or statement
  • Delete evidence of pre-existing injuries or conditions

4. Don’t Give Conflicting Statements

Your statements should be clear and concise. If you must speak with insurance adjusters, don’t sound uncertain, and avoid anything that contradicts your earlier statements. Never give insurance adjusters a reason to believe that your memory of the incident is unclear. You should also be sure your statements include the facts of the case, but not more information than the insurance company needs.

5. Don’t Believe Everything Insurance Adjusters Tell You

Insurance adjusters train constantly to negotiate terms of a settlement offer. They make it a top priority to protect insurance companies and their profits, even when you have a valid claim. Unfortunately, this means they’re willing to tell you whatever they feel you want to hear, even if it’s not true. While insurance adjusters act friendly towards you, it’s vital to proceed with caution.

Remember, it’s in your best interests to avoid speaking with insurance adjusters if you can. If you find yourself in a complicated process after suffering an injury due to someone else’s negligence, know that Skousen, Gulbrandsen & Patience, PLC is here to help safeguard your rights and provide you with the tenacious advocacy you need to pursue compensation.

Our Mesa car accident attorneys are here for our community. We truly care about our clients, and we know there are countless complications you may encounter. Our goal is to provide you with the necessary legal representation to get through complex matters while you focus on your physical recovery.

For a free consultation, we encourage you to call our firm today at (480) 999-9181. We’ll work to obtain maximum compensation when you need and deserve it most.

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